Terms of Use

The information on this page has been approved by Bellecapital AG, Bellecapital International AG and Bellecapital UK Ltd. (“we” and “us”). Your use of this website, social media profiles, mobile apps or other applications (hereinafter referred to as “publicly available electronic applications”, “sites”, “electronic services”, “electronic applications” or “applications”), is subject to your agreement to the following terms and conditions. Access to information on these sites may be restricted by laws and regulations applicable to you or your location. Persons in respect of whom such prohibitions apply must not access such sites. By continuing to access these electronic services, you acknowledge your acceptance of these terms:

1. Information
The information and material on this website are provided for information purposes only and are not to be used or considered to be an offer or solicitation to buy, sell or subscribe to any securities or other financial instrument or investment.

2. No Investment Advice
Nothing on this website shall be considered to be providing investment advice to you. Specifically, any information contained on these pages does not constitute our investment policy or an investment recommendation, but merely the different assumptions, views and analytical methods of those who prepared it. The information, opinions and estimates expressed herein reflect a judgment as of its original publication date and are subject to change without notice. We do not intend to provide investment or other advice to you or any other party via this website, and no information or material available through our web site should be relied upon for the purpose of making or communicating investment or other decisions. Your access of this website does not result in us agreeing to be your investment adviser. We shall have no responsibility to provide you with investment advice until such time as we enter into a written agreement to provide such advice.

3. No Offer
No information or opinion whatsoever expressed in this web site should be construed as a solicitation, an offer or recommendation to acquire, sell or dispose of any investment or to engage in any other transaction. None of the investments referred to in this web site are available, and prospectuses in respect of them will not be distributed, to persons resident in any country, state or jurisdiction where such distribution would be contradictory to local law or regulation.

4. No Warranty
Although we attempt to ensure that the information on this website is accurate and complete at the time of publication and has been obtained from sources believed to be reliable, no warranty expressed or implied is made to its accuracy, reliability, actuality and completeness by us. We accept no liability for any loss or damage (including, without limitation, any loss of profit or any other direct or indirect damage) arising from any use made of information contained in this web site. Opinions and any other contents on the site are subject to change without notice.

5. Investment Performance
The information on this website does not take into consideration the specific investment objectives, financial situation or particular needs of any person that enters into a relationship Bellecapital AG, Bellecapital International AG or Bellecapital UK Ltd. The value and income of any investment and the income they generate may decrease or increase. The market value of securities or financial instruments may be affected by changes in economic, financial or political factors, time to maturity, market conditions and volatility, or the credit quality of any issuer or reference issuer. Investors may not recover the amount invested. Foreign currency rates may have a positive or adverse effect on the value, price or income of any security or related investment. Many factors may affect the value of an investment, and accordingly, investors effectively assume all risks and may receive back less than they had originally invested. Past performance should not be taken as an indication or guarantee of future performance and no representation or warranty, expressed or implied, is made by Bellecapital AG, Bellecapital International AG or Bellecapital UK Ltd. regarding future performance.

6. Local Law Restrictions
This website and its pages are not directed to, or intended for distribution to or use by, any person or entity who is a citizen or resident of, or located in, any locality, state, country or other jurisdiction where such distribution, publication, availability or use would be contrary to law or regulation.

7. Copyright and Reproduction Notice
All material available on this website, unless otherwise specifically indicated, is subject to copyright with all rights reserved by Bellecapital AG, Bellecapital International AG and Bellecapital UK Ltd.. The material is freely usable for browsing purposes only and requires express mention of Bellecapital AG, Bellecapital International AG and Bellecapital UK Ltd. in the event the material or any part thereof, is reproduced in any form, written or electronic. Additionally, any re-publication of this material requires the express written consent of Bellecapital AG, Bellecapital International AG and Bellecapital UK Ltd..

8. Tradename
Bellecapital is a tradename and service mark used by Bellecapital AG, Bellecapital International AG and Bellecapital UK Ltd. under license.

9. Sustainability-related Disclosure (ESG)
In order to meet the legal requirements of Article 3 Paragraph 2 of Regulation (EU) 2019/2088 on sustainability-related disclosure requirements in the financial services sector ("Disclosure Regulation"), Bellecapital AG (hereinafter "company") must provide information on its strategies for including sustainability risks in asset management activities ("Strategies for incorporating sustainability risks as an asset manager").

The required information on strategies for the inclusion of sustainability risks as an asset manager relates primarily to the portfolio management of financial products within the meaning of the Disclosure Ordinance. The company has made the fundamentally strategic decision to consider financial products that are not based on the EU criteria for ecologically sustainable economic activities. This means that sustainability risks are not systematically included in the investment decision-making process for the portfolio management. Their valuation does not show any relevant effects on the return because, due to the specific investment policy and the associated investment restrictions as well as the performance achieved in the past, a relevant effect on the overall portfolio cannot be assumed.

Furthermore, the remuneration policy of the company does not set any negative incentives to disregard sustainability risks. It should be noted, however, that past performance is not indicative of future performance. No single sustainability risk is expected to have a material adverse financial impact on the portfolio return. Adverse impacts of investment decisions on sustainability factors are not systematically considered because the data base is complex and based on environmental, social, or governance data that is difficult to obtain, implement, estimated, outdated or otherwise inaccurate.